Helping homebuyers across Virginia secure the right loan with competitive rates, fast approvals, and local expertise you can trust.

Local Mortgage Experts Who Understand Virginia

At Old Dominion Mortgages, we focus on one thing — helping people across Virginia secure the right home loan without confusion or delays.

We work closely with buyers in areas like Midlothian, Henrico, and Chesapeake, giving us real insight into what’s happening in local markets every day.

Whether you’re purchasing your first home, upgrading, or refinancing, we guide you through every step with clear communication and smart loan strategies.

We’re not here to push one loan — we’re here to help you choose the right one.

Why Virginia Homebuyers Work With Us

Choosing the right mortgage partner can make all the difference — especially in competitive markets across Virginia.

Local Market Knowledge

Access to Multiple Lenders

Fast Pre-Approvals

Experience With All Loan Types

WHY WE LOVE VIRGINIA

Virginia offers an incredible quality of life with a mix of historic towns, coastal communities, and thriving metropolitan areas.

Shenandoah National Park

First Landing State Park

Virginia Beach Sports Center

Sal’s NY Slice Pizzeria

Yard House

Shadow Creek Weddings & Events

Our Mortgage Services
Home Purchase

Guiding Short pump homebuyers with expert mortgage solutions for a smooth and confident purchase.

Refinance

Refinance your Short pump home with a good deal, lower payments, or cash-out options tailored to you.

FHA Loans

Flexible options for first-time buyers and low down payments.

HOME RENOVATION

Upgrade your living space with affordable renovation plans and support.

Commercial Loans

Smart financing options built for investors and entrepreneurs in Shortpump

VA Loans

Exclusive benefits for veterans and active-duty service members

TRUSTED MORTGAGE BROKER

Tailored Solutions

Every homeowner’s journey is unique. We customize mortgage options to match your needs, budget, and long-term goals.

Local Expertise

With years of experience in Virginia’s housing market, we provide guidance that’s rooted in local knowledge and trusted results.

Clear Process

No jargon, no confusion just a step-by-step approach that keeps you informed and confident at every stage.

Trusted Support

We’re more than brokers; we’re your partners. From first consultation to closing day, we stand by you with honest advice and care.

VantageScore 4.0

can be highly advantageous because it is a more inclusive and modern model that may help you qualify for a loan even if you have a limited credit history or are just starting out.

Why VantageScore 4.0 Matters for Borrowers

Unlike older models, VantageScore 4.0 uses trended credit data and alternative payment histories to give a more complete picture of your financial responsibility

Videos

Top Tips for HomeBuyers and Investors

Free No Touch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.
With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

Frequently Asked Questions

OldDominionMortgages.com operates as an advanced independent digital comparison platform built to streamline the mortgage acquisition process. We specialize in aggregating dynamic lending data, real-time rate tables, and provider qualifications into an accessible dashboard, empowering regional home buyers to analyze local and national loan products side-by-side.

No, we are not a direct banker, mortgage broker, or loan underwriter. We do not issue lines of credit or make formal underwriting determinations. Our platform acts strictly as a financial informational tool. Once you use our sorting criteria to find a loan structure that matches your financial goals, we connect you with accredited, certified lending institutions to execute your formal application.

No, our search capabilities, rate calculators, and filtering matrices are 100% free for all end-users. We do not restrict primary matrix access behind a paywall, nor do we implement custom broker surcharges or percentage markups on any of the lending programs displayed.

Because macroeconomic indicators and bond markets shift constantly, our digital engine references updated data streams to refresh our home loan tables daily. This guarantees that when you run a comparison search on our platform, you are viewing accurate market percentages reflective of the current environment.

Yes, refinancing options are fully integrated into our tracking matrices. If interest rates drop below your original loan contract or your credit profile scores have improved, you can utilize our refinancing filters to analyze pathways designed to reduce your monthly obligations or adjust your repayment duration.

Our dashboard lets you cleanly filter through several major mortgage configurations:

  • Fixed-Rate Mortgages: Traditional 15-year and 30-year routes where your monthly principal and interest remain unchanged.
  • Adjustable-Rate Mortgages (ARM): Dynamic programs offering lower introductory rates for short-to-mid term housing plans.
  • Regional & First-Time Buyer Paths: Specialized programs with low down-payment criteria tailored for emerging property buyers.

No, filtering packages and exploring matrix metrics on OldDominionMortgages.com operates under soft inquiry practices. It will leave no mark, reduction, or negative points on your consumer credit report. Formal hard checks are only deployed later by the specific vendor you select during the official loan finalization phase.

No, our baseline informational matrices and sorting utilities are open to the public without requiring sign-ups, subscriptions, or login credentials. You can browse and check average values anonymously. Contact data is completely optional and only requested if you decide to request a personalized, dedicated quotation sheet.

Data privacy is central to our infrastructure. Our portal features robust SSL architecture combined with advanced encryption systems to safeguard all incoming data channels. We ensure user inquiries remain secure and enforce strict policies against selling or transmitting consumer contact details to third-party telemarketing networks.

If you encounter an obsolete data column, an inactive hyperlink, or a technical glitch anywhere on our layout, please communicate directly with our administration team via our dedicated Contact Us link. Our technical queue is actively monitored, and we aim to address user reports within 24 to 48 business hours.

Testimonial

People talk about our exceptional service

Operated by Duane Buziak Mortgage Maestro, Coast2Coast Mortgage, LLC NMLS: 376205 / Duane Buziak NMLS#1110647 / NMLS Consumer Access / Legal Disclaimer – “Equal Housing Lender” This information is not intended to be an indication of loan qualification, loan approval or commitment to lend.

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